Worth considering.

Amazon Products Worth Considering

  Try Amazon Prime 30-Day Free Trial Shop Amazon - Give the Gift of Amazon Prime Amazon.com - Read eBooks using the FREE Kindle Reading App on Most Devices Join Amazon Kindle Unlimited 30-Day Free Trial AmazonFresh Shop Amazon - Used Textbooks - Save up to 90% Shop Amazon Outlet - Clearance, Markdowns and Overstock… Continue reading Amazon Products Worth Considering

Tax

2018 Tax Reform, What it means to you?

          Are you wondering if you are going to benefit from the new tax reform? Here is a tool to find out. First, from your gross pay deduct Nontaxable wages   [Dental, medical, HSA, Uniform allowance etc] Tax-deferred wages    [401-k, 403-b, TSP contributions] This calculation will give you Taxable income.  … Continue reading 2018 Tax Reform, What it means to you?

Investing

Number one reason to keep your money in TSP

Tsp charges you very lower fees compared to any other investment firm. Higher expenses are a massive drag on your investment return. Here is an example Let's assume that you have 250000 invested, adding 18000 yearly and expecting an 8% gain. Tsp charges you 0.038 % of your account balance/year while the other firm charges you… Continue reading Number one reason to keep your money in TSP

Investing

Why I like vanguard balanced fund VWIAX

It handled the 2001 and 2007 crash very well Even though it has increased % of bonds. It performed better than other funds with a much lower bond ratio. It is ideal if you are beginning to invest when the market is very high. Lower fees for an actively managed fund. Steady returns. Survived two major… Continue reading Why I like vanguard balanced fund VWIAX

Investing

Tool to calculate total ER of a portfolio

You may have multiple mutual funds with various ER in your portfolio. For example,  you may have VTSAX at 0.05 ER that holds 68% and VGTSX at 0.18 ER that holds 32% of the portfolio. Calculating total ER for your portfolio is made easy with this online tool. Here is the link to the online… Continue reading Tool to calculate total ER of a portfolio

Investing

Backtesting​ Portfolio

I found a great tool to understand investment performance This will give you a clear picture of past performance. This tool will give you an idea what a 4% rule can do for your portfolio. It gives you a clear visual understanding and helps you make right decisions based on your situations. Here is the… Continue reading Backtesting​ Portfolio

Tax

Am I eligible for child tax credit.

Your children should meet all the criteria, and your income should be below the income limit threshold. The threshold is:   MAGI /based  [ For most AGI and MAGI are the same numbers ] $110,000 on a joint return $75,000 for an unmarried individual $55,000 for a married individual filing a separate return So if you… Continue reading Am I eligible for child tax credit.