- It handled the 2001 and 2007 crash very well
- Even though it has increased % of bonds. It performed better than other funds with a much lower bond ratio.
- It is ideal if you are beginning to invest when the market is very high.
- Lower fees for an actively managed fund.
- Steady returns.
- Survived two major market crash
- When I backtested this fund with other funds like VTSAX from 2001. It mostly outperformed
- However, you may not want to join this fund when the market is at the bottom of the crash. In this case, high stock ratio funds will be my choice with 90/10 allocation
- Looks like this fund outperformed other vanguards all in funds such as life strategy funds and Target retirement funds. ( When funded at market high)
Let me know what you think.
I have used an online tool called portfolio visualizer to backtest the portfolio.
See the performance of VTSAX and VWIAX on a graph on the different time frame.
VTSAX Vs. VWIAX 2002 to 2017
VTSAX Vs. VWIAX 2007 to 2017
VTSAX Vs. VWIAX 2009 to 2017
So probably not recommended VWIAX at a lower point of the crash
But VWIAX may have a good starting point when the market is all time high.
Best book to read before you start investing.
I like audiobook versions of this book