I found a great tool to understand investment performance
This will give you a clear picture of past performance.
This tool will give you an idea what a 4% rule can do for your portfolio.
It gives you a clear visual understanding and helps you make right decisions based on your situations.
Here is the link.
https://www.portfoliovisualizer.com/backtest-asset-class-allocation#analysisResults
Best book to read before you start investing.
The Simple Path to Wealth: Your roadmap to financial independence and a rich, free life
I like audiobook versions of this book
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